/kəˈlætәrәl/ – Noun/Verb
Definition: 1. quan hệ họ hàng bàng hệ, quan hệ họ hàng xa;
2. vật thế chấp, tiền ký quỹ (thêm);
3. bổ sung, phụ thêm, phụ trợ, gián tiếp.
A more thorough explanation: In legal terms, collateral refers to property or assets that a borrower pledges to a lender as security for a loan. If the borrower fails to repay the loan, the lender has the right to seize the collateral to recover the amount owed.
Example: The borrower provided his car as collateral for the loan.