/ˈəʊ ə dɛt/ – Phrase
Definition: mắc nợ, là con nợ.
A more thorough explanation: To owe a debt means to be under a legal obligation to repay a sum of money or something of value that has been borrowed or owed to another party.
Example: The debtor failed to make payments on time, resulting in a significant amount of debt owed to the creditor.