/ˈkrɛdɪt rɪˈpɑzəˌtɔri/ – Phrase
Definition: Nơi lưu trữ thông tin tín dụng.
A more throughout explanation: a company which collects and stores information about peoples’ credit ratings (=calculation of someone’s ability to pay back money borrowed) and provides it to banks, finance companies etc
Example: The credit history cannot be determined satisfactory until the credit repository issues a corrected report, showing that the error has been removed.