/ˈkrɛdɪt ˈreɪtɪŋ/ – Phrase
Definition: Đánh giá tín dụng.
A more throughout explanation: an analysis of a person’s history of borrowing money and paying that money back. They are used by lenders when deciding whether to accept an application for credit.
Example: Long term credit ratings are denoted with a letter: a triple A (AAA) is the highest credit quality.