/juːˈzʊərɪəs trænˈzækʃn/ – Phrase
Definition: giao dịch cho vay nặng lãi.
A more thorough explanation: A usurious transaction refers to a lending arrangement in which the lender charges an excessively high rate of interest that is illegal or exceeds the legal limit set by relevant laws or regulations. Such transactions are considered exploitative and are typically prohibited to protect borrowers from unfair and predatory lending practices.
Example: The court ruled that the high interest rate charged in the loan agreement constituted an usurious transaction, in violation of state usury laws.
