/ʌnˈfɛr ˈkrɛdɪt rɪˈleɪʃənship/ – Pharse
Definition: Mối quan hệ tín dụng không công bằng.
A more thorough explanation: where the terms of a credit agreement are unfair to the borrower eg because the interest rate is unreasonably high
Example: The act enables the court to re-open agreements where an unfair credit relationship can be shown to exist.