/ʌnˈduː dɛt/ – Phrase
Definition: nợ chưa đến kỳ đòi.
A more thorough explanation: Undue debt refers to a financial obligation that is considered excessive, unreasonable, or unjustified under the circumstances. It may involve a debt that is unreasonably burdensome or one that was incurred through improper or unlawful means.
Example: The court found that the debtor had incurred undue debt by taking out multiple loans without the means to repay them.