/ˈʌndəˌraɪtə/ – noun
Definition: 1. người ký tên bên dưới;
2. người bảo hiểm;
3. người bảo lãnh phát hành cổ phần.
A more thorough explanation: An underwriter is a person or entity that assesses and assumes the risk of another party in exchange for a fee, typically in the context of insurance or securities offerings. In insurance, an underwriter evaluates the risk of insuring a person or entity and determines the terms and conditions of the insurance policy. In securities offerings, an underwriter agrees to purchase securities from a company and then resell them to investors.
Example: The underwriter reviewed the insurance application to assess the risk and determine the premium rate.