/tɜrm əˈnuːɪti/ – Phrase
Definition: niên kim có kỳ hạn
A more thorough explanation: An annuity is a financial product that provides a series of payments at regular intervals, typically monthly or annually, for a specified period of time or for the lifetime of the recipient.
Example: The couple decided to invest in an annuity to provide a steady stream of income during their retirement years.