/sʌbˈmɔːrgəgɔːr/ – noun
Definition: người đi cầm cố lại.
A more thorough explanation: A submortgagor is a party who grants a subordinate mortgage on property that is already subject to an existing mortgage. This individual assumes the role of a mortgagor in relation to the secondary mortgage, which is subordinate to the primary mortgage on the same property.
Example: The submortgagor is the party who grants a second mortgage on the same property that is already subject to an existing mortgage.