/rɪˈfʌnd əˈnuːɪti/ – Phrase
Definition: Trả lại tiền trợ cấp hàng năm.
A more thorough explanation: an annuity (=type of investment where an investor pays an initial principal in return for cash payments each year, usually for a specified period or for the lifetime of the annuitant) that returns funds back to a beneficiary if the annuitant dies before annuity payments are made
Example: When dealing with immediate fixed annuities, the installment refund annuity ensures that a specific dollar amount will be returned.