/ˈpɛnəlti/ – Noun
Definition: 1. hình phạt, tiền phạt;
2. sự bất lợi, sự thua thiệt.
A more thorough explanation: A penalty is a punishment imposed by law or regulation for a violation of a rule or standard, typically involving a fine, forfeiture, or other sanction.
Example: The penalty for driving under the influence of alcohol is a fine and possible suspension of your driver’s license.