/nɒnɪnˈstɔːlmənt ˈkrɛdɪt/ – Phrase
Definition: Hình thức tín dụng không trả góp.
A more thorough explanation: consumer credit (=arrangement to pay for goods and services now and pay later) that is to be repaid in one payment
Example: Most of this installment credit is regulated under state law, while most of the noninstallment credit is not governed by state law.