/nɛgətɪv ˌæmɔrtəˈzeɪʃən/ – Phrase
Definition: Tình trạng khi số tiền trả hàng tháng không đủ để trả hết lãi phải trả, dẫn đến số nợ tăng thay vì giảm.
A more thorough explanation: a loan that requires minimum regular payments of less than the actual amount of interest owed. The unpaid amount of interest owed is added to the loan’s principal.
Example: Home mortgages with negative amortization have received a bad reputation.