/ˌmɔːɡəˈʤiːˈ/ – Noun
Definition: người cho vay có thế chấp, người chủ nợ cầm cố, người cầm đồ.
A more thorough explanation: A mortgagee is a party, typically a financial institution or lender, who holds a mortgage on real property as security for a loan or debt owed by the mortgagor (borrower). The mortgagee has the legal right to foreclose on the property if the mortgagor fails to meet the terms of the loan agreement.
Example: The mortgagee has the legal right to foreclose on the property if the mortgagor fails to make the required payments.