/məˈtɪəriəl ˌmɪsrɛprɪzɛnˈteɪʃn/ – Phrase
Definition: việc khai man nghiêm trọng, việc gây nhầm lẫn những tình tiết quan trọng.
A more thorough explanation: A material misrepresentation refers to a false statement or omission of a fact that is significant enough to influence a decision. In legal terms, it is a misrepresentation that is important enough to affect the outcome of a contract, agreement, or legal proceeding.
Example: The insurance company denied the claim due to the policyholder’s material misrepresentation of their driving record on the application.