/ˈmɑːdʒɪnəl lenˈdɪŋ reɪt/ – Phrase
Definition: Lãi suất cho vay tín dụng của Ngân hàng Trung ương.
A more thorough explanation: a fixed rate of interest charged to institutions by the European Central Bank for loans
Example: Interest shall be payable at a rate equal to the marginal lending rate of the European Central Bank during the default period plus three percentage points.