/ɪnˈʃʊrəns ˈpriːmiəm/ – Phrase
Definition: Phí bảo hiểm
A more thorough explanation: (often in the plural: insurance premiums) a payment made by an insured person to an insurance company to cover the cost of an insurance policy. Premiums are usually paid regularly eg monthly.
Example: Many Americans pay their insurance premiums, only to discover that their insurance company won’t pay them when they get sick.