/ɪnsɪˈdɛntəl ˌbɛnɪˈfɪʃiˌɛri/ – Phrase
Definition: Người hưởng lợi phụ.
A more thorough explanation: a person who receives a benefit from the performance of a contract even though he or she is not a party to the contract or intended to receive a benefit from the contracting parties
Example: The court found that the plaintiff was merely an incidental beneficiary of the insurance policy.