/faɪˈnænʃəl jɪər/ – Phrase
Definition: năm tài chính, tài khóa.
A more thorough explanation: A financial year is a 12-month period used for accounting and financial reporting purposes by businesses and organizations. It may or may not coincide with the calendar year and is typically used to track and report financial performance and results.
Example: In accordance with company policy, the financial year runs from January 1st to December 31st.