/ɪkˈstɪŋkʃən ʌv ˌɑblɪˈgeɪʃən/ – Phrase
Definition: xóa nợ.
A more thorough explanation: Extinction of obligation refers to the termination or end of a legal duty or responsibility that one party owes to another. This can occur through various means such as performance of the obligation, release or discharge of the obligation, or by operation of law.
Example: The extinction of obligation occurred when the loan was fully repaid by the borrower.