/dɪsəˈbɪləti ˌɪnˈʃʊrəns/ – Phrase
Definition: Bảo hiểm khuyết tật.
A more thorough explanation: an agreement to pay a company money in return for the company paying costs covering loss related to becoming permanently disabled (=illness or injury that limits what a person can do)
Example: If you have disability insurance through work, you probably know that different insurance covers different disabilities.