/dɪˈpɒzɪt sərˈtɪfɪkət/ – Phrase
Definition: Chứng chỉ tiền gửi.
A more thorough explanation: a document, issued by a bank, representing a right of payment for a stated sum of money for a certain period of time
Example: Prosecutors say the former billionaire and others sold fraudulent deposit certificates to clients through his offshore bank in Antigua.