/ˈdɛbɪt ˈbæləns/ – noun
Definition: Số dư nợ
A more thorough explanation: a situation in a set of accounts where the total debits are greater than the total credits. A debit balance on a bank statement means that you are overdrawn (=you have a negative amount of money in your account).
Example: We reserve the right to demand payment on any debit balance.