/ˈkrɛdɪt ˈɪnʃərəns/ – Phrase
Definition: dịch vụ bảo hiểm để bảo vệ người mua hàng hoặc người cho vay tiền khỏi rủi ro không trả nợ.
A more thorough explanation: an agreement to pay a company money in return for the company paying your debts in the event you die or become unable to pay because you are not healthy
Example: The price range for credit insurance in general is incredible.