/ˈkrɛdɪt ˈbjʊroʊ/ – Phrase
Definition: Tổ chức thu thập và báo cáo thông tin tín dụng của người tiêu dùng.
A more thorough explanation: a company which collects and stores information about peoples’ credit ratings (=calculation of someone’s ability to pay back money borrowed) and provides it to banks, finance companies etc
Example: Private credit bureau coverage reports the number of individuals or firms listed by a private credit bureau with current information on repayment history, unpaid debts, or credit outstanding.