/kənˈsɛnʃuəl liːn/ – Phrase
Definition: Quyền thế chấp được thực hiện dựa trên sự đồng ý của các bên liên quan.
A more thorough explanation: a legal claim placed, with the debtor’s permission, against the debtor’s property and held until the debt is paid
Example: A creditor that becomes secured by mutual agreement with another party has a consensual lien.