/kəˈmɜːrʃəl bæŋk/ – Phrase
Definition: Ngân hàng thương mại
A more thorough explanation: a bank with branches (=local offices open to the public) in many different places that offers services to people and businesses, eg keeping money in accounts and lending money
Example: Since the recent economic crisis, commercial banks have been wary of granting loans to businesses in trouble.