/ˈsɝː.tə.fɪ.kət əv dɪˈpɑː.zɪt/ – Phrase
Definition: Chứng chỉ tiền gửi.
A more thorough explanation: an official document saying that the holder can receive interest on money in a savings account
Example: With a Bank of America Standard Term CD, you choose the bank certificate of deposit rate and term that will fit your needs.