/kæʃ-aʊt ˈriːfɪˌnæns/ – Phrase
Definition: Tái cấp vốn bằng tiền mặt.
A more thorough explanation: a new mortgage in which the new mortgage amount is greater than the existing mortgage amount. The borrower gets the difference between the two loans in cash.
Example: You may use the funds from the cash-out refinance for paying off the other bills like the credit-cards.