/ˈkæpɪtəl rɪˈzɜːrv/ – Phrase
Definition: Tích lũy vốn.
A more thorough explanation: money that will be spent on long-term capital investment, large projects, or other expenses likely to be incurred in the future
Example: The majority of the money in the capital reserve fund, the state’s rainy day cash, is still slated to go to higher education capital projects.