/bæŋk ˈrɛfrəns/ – Phrase
Definition: giấy xác nhận khả năng thanh toán của khách hàng do ngân hàng cấp.
A more thorough explanation: A bank reference is a written statement provided by a bank or financial institution confirming the creditworthiness and financial standing of an individual or business entity. This reference typically includes information such as the account holder’s credit history, account balances, and any outstanding loans or liabilities. It is often requested by potential creditors or business partners as part of a due diligence process to assess the risk of entering into a financial relationship with the individual or entity in question.
Example: The bank reference provided by the applicant was required as part of the loan application process.