/bəˈluːn loʊn/ – Phrase
Definition: một loại hình vay mà khoản vốn gốc được trả về ở cuối kỳ vay.
A more thorough explanation: a long term loan at low interest that, most of which is paid as one large payment due at the end of the term
Example: The original loan was a balloon loan and included a right to refinance if certain conditions were met.