/bæd ˈpeɪər/ – Phrase
Definition: người mắc nợ không chịu trả tiền.
A more thorough explanation: A “bad payer” refers to an individual or entity who consistently fails to make payments on time or in accordance with agreed-upon terms, resulting in a negative financial impact on the party to whom the payments are owed.
Example: The company decided to take legal action against the bad payer who consistently failed to make payments on time.