/ˈɔːθəraɪzd ˈjuːzər/ – Phrase
Definition: 1. việc sử dụng đúng quyền hạn;
2. người sử dụng đúng quyền hạn.
A more throughout explanation: An authorized user is an individual who has been granted permission by the account holder to use a credit card or other financial account. The authorized user is not responsible for the repayment of any debts incurred on the account, but is allowed to make purchases and transactions using the account.
Example: The credit card company allows the primary account holder to add an authorized user to the account.