/ʌnˈmɔːɡɪdʒd/ – adjective
Definition: miễn cầm cố, miễn thế chấp.
A more thorough explanation: “Unmortgaged” refers to property or assets that are not subject to a mortgage or any other form of encumbrance. It indicates that the property is free from any legal claim or lien by a lender or creditor.
Example: The property was purchased with cash and is currently unmortgaged.