/ɪnˈkʌmbrəns/ – Noun
Definition: xch ENCUMBRANCE
A more thorough explanation: An encumbrance is a legal right or interest in a property that affects its value or limits the owner’s ability to transfer or use the property. Examples of encumbrances include mortgages, liens, easements, and restrictions on land use.
Example: The property title search revealed an encumbrance in the form of a mortgage lien against the house.