/ɪnˈkʌmbrəns/ – verbnoun
Definition: 1. trở ngại, vướng víu;
2. gánh nặng, trách nhiệm pháp lý đối với tài sản;
3. văn tự cầm cố,
A more thorough explanation: An encumbrance is a legal term that refers to any claim, lien, charge, or liability attached to a property that may affect its value or hinder its transfer. It can include mortgages, easements, restrictions, or any other legal obligations that restrict the free use or transfer of the property.
Example: An encumbrance on the property prevented the owners from selling it until the outstanding debt was settled.