/koh-bor-oh-er/ – Noun
Definition: Người đồng vay.
A more thorough explanation: a person, in addition to the borrower, who is obliged to pay a loan taken out to buy a piece of real property or personal property. The term is most commonly used in reference to real property (eg houses and land etc).
Example: You can increase your chances of getting a loan by adding a co-borrower.