/tʃɑːrd ˈhoʊldər/ – Phrase
Definition: Người nắm giữ quyền sở hữu.
A more thorough explanation: owner of a legal interest in a particular asset, especially one used as a guarantee to secure payment, eg of a mortgage or other form of loan or debt
Example: When the charge holder takes steps to enforce his charge, a floating charge becomes a fixed charge on the assets covered by that charge.